Belmont · Belmont, NC
4120 Spring Cove Way
Belmont, NC · 3,165 sqft
$1,200,000
- 4Beds
- 3.5Baths
- 3,165SqFt
- 2021Year
- 5Days on market
About this home
Rare Waterfront Opportunity in Belmont! Nestled on a quiet cul-de-sac surrounded by mature trees, this stunning modern Craftsman offers the perfect blend of luxury, comfort, and lakefront living. Designed with an open-concept floor plan and elevated finishes throughout, this home was thoughtfully crafted for both everyday living and entertaining.
The main level features a spacious primary suite, convenient laundry room, and functional drop zone for easy organization. Enjoy peaceful mornings with coffee by the natural gas fireplace or unwind on the screened porch while taking in tranquil waterfront views.
Upstairs, a versatile loft, along with three generously sized ensuite bedrooms, each complete with walk-in closets for exceptional comfort and privacy.
Outside, the property truly shines. The private floating dock and jet ski dock, make it effortless to enjoy lake life. A spacious 3-car garage offers a separate bay ideal for a home gym, workshop, golf cart, or motorcycle storage.
With cozy cove views and a backyard ready to become your private waterfront oasis, this rare Belmont property delivers the lifestyle you’ve been waiting for.
Located in the highly desirable McLean community, residents enjoy a peaceful, nature-filled setting with miles of walking trails, access to the Carolina Thread Trail, and a true sense of neighborhood connection. Just minutes from charming downtown Belmont, you’ll love being close to local favorites like Drift, as well as the beautiful Daniel Stowe Botanical Garden.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,165
- Lot
- —
- Year built
- 2021
- Type
- Single Family
- Days on market
- 5
- Garage
- 3
- Style
- Arts and Crafts
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Hardwood, Tile
- HOA dues
- $1,245 / yr
Features
- Attic Walk In
- Built-in Features
- Drop Zone
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
- Dock - Floating
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$8,735/ month
- Principal & interest
- $7,431
- Property tax (~0.85%)
- $850
- Homeowners insurance
- $350
- HOA dues
- $103
Down payment
$60,000 down · $1,140,000 financed
Income to qualify (28% rule)
~$374,387 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


