Belmont · Belmont, NC
417 Stowe Road
Belmont, NC · 3,093 sqft
$489,500
Reduced from $498,000
- 5Beds
- 3Baths
- 3,093SqFt
- 2008Year
- 66Days on market
About this home
This beautifully maintained home offers a welcoming exterior with charming curb appeal and a covered front porch that sets the tone for what’s inside. The main level features rich hardwood floors, elegant trim details, and a bright, open layout designed for both everyday living and entertaining. A formal dining space flows seamlessly into the heart of the home, while the dedicated office or formal living room provides a quiet, flexible space for work or relaxation. A full bedroom and full bathroom on the main floor add convenience and versatility for guests or multi-generational living.
The kitchen is well appointed with warm cabinetry, granite countertops, stainless steel appliances, and an island that opens to the spacious living area, creating a natural gathering place. Upstairs, the primary suite is a true retreat with a tray ceiling, generous space, and an en suite bath, while two additional bedrooms share a full bathroom. A large bonus room on the second level offers endless possibilities as a media room, playroom, or additional sleeping space.
Out back, the expansive yard provides room to relax, play, or entertain, with space to enjoy outdoor living. Thoughtful finishes throughout and a well-designed floor plan make this home both functional and inviting
Property details
- Beds
- 5
- Baths
- 3
- SqFt
- 3,093
- Lot
- —
- Year built
- 2008
- Type
- Single Family
- Days on market
- 66
- Garage
- 2
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air, Zoned
- Foundation
- Crawl Space
- Flooring
- Carpet, Hardwood, Tile
- HOA dues
- $600 / yr
Features
- Breakfast Bar
- Cable Prewire
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Open Floorplan
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,571/ month
- Principal & interest
- $3,031
- Property tax (~0.85%)
- $346
- Homeowners insurance
- $142
- HOA dues
- $50
Down payment
$24,475 down · $465,025 financed
Income to qualify (28% rule)
~$153,048 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


