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John KurtzCharlotte · NC

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Belmont · Belmont, NC

417 Stowe Road

Belmont, NC · 3,093 sqft

$489,500

Reduced from $498,000

  • 5Beds
  • 3Baths
  • 3,093SqFt
  • 2008Year
  • 66Days on market

About this home

This beautifully maintained home offers a welcoming exterior with charming curb appeal and a covered front porch that sets the tone for what’s inside. The main level features rich hardwood floors, elegant trim details, and a bright, open layout designed for both everyday living and entertaining. A formal dining space flows seamlessly into the heart of the home, while the dedicated office or formal living room provides a quiet, flexible space for work or relaxation. A full bedroom and full bathroom on the main floor add convenience and versatility for guests or multi-generational living.

The kitchen is well appointed with warm cabinetry, granite countertops, stainless steel appliances, and an island that opens to the spacious living area, creating a natural gathering place. Upstairs, the primary suite is a true retreat with a tray ceiling, generous space, and an en suite bath, while two additional bedrooms share a full bathroom. A large bonus room on the second level offers endless possibilities as a media room, playroom, or additional sleeping space.

Out back, the expansive yard provides room to relax, play, or entertain, with space to enjoy outdoor living. Thoughtful finishes throughout and a well-designed floor plan make this home both functional and inviting

Property details

Beds
5
Baths
3
SqFt
3,093
Lot
Year built
2008
Type
Single Family
Days on market
66
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Zoned
Foundation
Crawl Space
Flooring
Carpet, Hardwood, Tile
HOA dues
$600 / yr

Features

  • Breakfast Bar
  • Cable Prewire
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,571/ month

Principal & interest
$3,031
Property tax (~0.85%)
$346
Homeowners insurance
$142
HOA dues
$50

Down payment

$24,475 down · $465,025 financed

Income to qualify (28% rule)

~$153,048 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.