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John KurtzCharlotte · NC

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Belmont · Belmont, NC

5016 Watercrest Trail

Belmont, NC · 2,793 sqft

$640,000

Reduced from $660,000

  • 3Beds
  • 2.5Baths
  • 2,793SqFt
  • 2020Year
  • 31Days on market

About this home

Welcome to 5016 Watercrest Trl, a residence featuring a thoughtfully designed interior with practical living spaces. The main living area includes a fireplace, creating a comfortable focal point within the home. The kitchen is equipped with all stainless steel appliances, an accent backsplash, and a center island, supporting both functionality and workspace. The primary bedroom includes a walk-in closet, while the primary bathroom features double sinks for added convenience. Exterior highlights include a patio and a fenced backyard, providing functional outdoor space that complements the home’s layout. Included 100-Day Home Warranty with buyer activation

Property details

Beds
3
Baths
2.5
SqFt
2,793
Lot
Year built
2020
Type
Single Family
Days on market
31
Garage
2
Heating
Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$1,245 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,707/ month

Principal & interest
$3,963
Property tax (~0.85%)
$453
Homeowners insurance
$186
HOA dues
$103

Down payment

$32,000 down · $608,000 financed

Income to qualify (28% rule)

~$201,748 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.