Belmont · Belmont, NC
516 Cottage Garden Lane
Belmont, NC · 3,186 sqft
$669,999
Reduced from $679,999
- 5Beds
- 4.5Baths
- 3,186SqFt
- 2026Year
- 37Days on market
About this home
Welcome to Michaux Gardens, where your dream of owning a DRB Home nestled along the side of picturesque Daniel Stowe Botanical Garden becomes a reality. Our community offers the best of both worlds: best location (convenient to downtown Belmont, minutes from the airport, uptown Charlotte and 3 major highways) and variety of homes ranging from ranch/1-stories to over 4000 sqft homes. The Norris is a 5 bed, 4.5 bath home featuring an open floorplan, Gourmet Kitchen with a hood and gas cooktop, sitting room off the owner's suite, bonus room for entertaining/movie room and many unique customized options. There is an oversized, extended back porch to enjoy beautiful sunsets. This home can close July/August 2026. Please call Listing Agent for more details on this Norris Home.
Property details
- Beds
- 5
- Baths
- 4.5
- SqFt
- 3,186
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 37
- Garage
- 2
- Heating
- Natural Gas
- Cooling
- Central Air
- Foundation
- Slab
- HOA dues
- $74 / mo
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,893/ month
- Principal & interest
- $4,149
- Property tax (~0.85%)
- $474
- Homeowners insurance
- $195
- HOA dues
- $74
Down payment
$33,499 down · $636,499 financed
Income to qualify (28% rule)
~$209,721 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
