Belmont · Belmont, NC
520 Cottage Garden Lane
Belmont, NC · 3,168 sqft
$649,931
- 5Beds
- 3.5Baths
- 3,168SqFt
- 2026Year
- 32Days on market
About this home
Belmont Newest Single Family Community with direct access to and includes a Daniel Stowe Botanical Gardens! Our Model Home is a Stonefield. Come See Us! Call Listing Agent!
Property details
- Beds
- 5
- Baths
- 3.5
- SqFt
- 3,168
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 32
- Garage
- 2
- Heating
- Natural Gas, Zoned
- Cooling
- Central Air
- Foundation
- Slab
- HOA dues
- $74 / mo
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,749/ month
- Principal & interest
- $4,025
- Property tax (~0.85%)
- $460
- Homeowners insurance
- $189
- HOA dues
- $74
Down payment
$32,496 down · $617,434 financed
Income to qualify (28% rule)
~$203,534 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
