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John KurtzCharlotte · NC

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Belmont · Belmont, NC

525 Julia Avenue

Belmont, NC · 2,022 sqft

$464,900

Reduced from $469,000

  • 3Beds
  • 2Baths
  • 2,022SqFt
  • 1964Year
  • 91Days on market

About this home

Updated Home on Nearly 1 Acre — Just Minutes from Main Street Belmont!

Space, updates, and location — all in one incredible package. This beautifully refreshed home offers just over 2,000 square feet of living space (including the partially finished basement) and sits on an almost 1-acre flat lot — a rare find this close to downtown Belmont.

Inside, you’ll find fresh interior paint, new flooring throughout, and updated light fixtures that give the home a clean, modern feel. The kitchen features brand-new appliances and flows comfortably into the main living areas, making everyday life and entertaining easy.

Major improvements provide peace of mind, including a new roof, new water heater, new gutters, and fresh exterior paint. The big-ticket items are done.

The partially finished basement offers flexible bonus space for a home office, gym, media room, or playroom — plus there’s a dedicated workshop area for projects, storage, or hobbies.

Step outside and you’ll truly appreciate the property. The nearly one-acre flat lot provides room to garden, add a pool, park recreational vehicles, create an outdoor entertaining space, or simply enjoy the privacy and breathing room that’s hard to find in this area.

All of this just minutes from the restaurants, shops, and community charm of downtown Belmont.

Location. Land. Updates. Flexibility.

That combination doesn’t come along often.

Property details

Beds
3
Baths
2
SqFt
2,022
Lot
Year built
1964
Type
Single Family
Days on market
91
Style
Ranch
Heating
Natural Gas
Cooling
Electric
Foundation
Basement
Flooring
Laminate, Tile

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,344/ month

Principal & interest
$2,879
Property tax (~0.85%)
$329
Homeowners insurance
$135
HOA dues

Down payment

$23,245 down · $441,655 financed

Income to qualify (28% rule)

~$143,321 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.