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John KurtzCharlotte · NC

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Belmont · Belmont, NC

549 Cottage Garden Lane

Belmont, NC · 2,733 sqft

$588,355

  • 4Beds
  • 2.5Baths
  • 2,733SqFt
  • 2026Year
  • 27Days on market

About this home

Primary on the Main and enjoy your own private office on the main floor! Large loft and 3 bedrooms on the 2nd floor.

Have you been waiting to purchase a home in Belmont near the beautiful Daniel Stowe Botanical Gardens? Michaux Gardens is your answer! And NOW is the time! Michaux Gardens is offering AMAZING incentives for our Grand Opening Event this weekend. Come visit and see for yourself!

Enjoy your incredibly designed upscale kitchen complete with KitchenAid gas appliances while gazing out into the back yard space through your relaxing sunroom retreat. Also included on the main floor of this home is your own private office space! Another bonus to this home is the elegant sunroom! Get cozy in your sunroom surrounded by windows and escape out onto your large outdoor patio to enjoy the view of nature surrounding your backyard. This home is ready in June 2026, don't miss this opportunity to call this house your new home!

Please contact Sunday Dunn to schedule an appt.

Sales Office hours are Tuesday - Saturday 10 am - 5:30 pm and Sunday and Monday - 12 noon to 5:30 pm.

Property details

Beds
4
Baths
2.5
SqFt
2,733
Lot
Year built
2026
Type
Single Family
Days on market
27
Garage
2
Style
Transitional
Heating
ENERGY STAR Qualified Equipment, Natural Gas
Cooling
Ceiling Fan(s), Central Air, ENERGY STAR Qualified Equipment
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$222 / qtr

Features

  • Kitchen Island
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,306/ month

Principal & interest
$3,643
Property tax (~0.85%)
$416
Homeowners insurance
$171
HOA dues
$74

Down payment

$29,417 down · $558,937 financed

Income to qualify (28% rule)

~$184,551 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.