Belmont · Belmont, NC
551 Cottage Garden Lane
Belmont, NC · 1,876 sqft
$559,565
- 3Beds
- 2Baths
- 1,876SqFt
- 2026Year
- 1Days on market
About this home
Ranch-style living! Primary ensuite and 2 guest bedrooms on the main floor!
Have you been waiting to purchase a home in Belmont near the beautiful Daniel Stowe Botanical Gardens with a free Included membership? Michaux Gardens is your answer! And NOW is the time! Michaux Gardens is offering AMAZING incentives for our Grand Opening Event this weekend. Come see for yourself why Michaux Gardens is the place to call home! Our Grand Opening is this Saturday 5/9/26 and we can't wait to offer you Amazing Incentives for our Grand Opening Event!
Enjoy your incredibly designed upscale kitchen complete with KitchenAid gas appliances while gazing out into the back yard space lined with the gorgeous tree-scape of Daniel Stowe Botanical Gardens! This is main-floor living at its finest! This home will be ready in August 2026, don't miss this opportunity to call this house your new home!
Please contact Sunday Dunn to schedule an appt.
Sales Office hours are Tuesday - Saturday 10 am - 5:30 pm and Sunday and Monday - 12 noon to 5:30 pm.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,876
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- Transitional
- Heating
- ENERGY STAR Qualified Equipment, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air, ENERGY STAR Qualified Equipment
- Foundation
- Slab
- Flooring
- Carpet, Vinyl
- HOA dues
- $222 / qtr
Features
- Kitchen Island
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,099/ month
- Principal & interest
- $3,465
- Property tax (~0.85%)
- $396
- Homeowners insurance
- $163
- HOA dues
- $74
Down payment
$27,978 down · $531,586 financed
Income to qualify (28% rule)
~$175,676 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
