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John KurtzCharlotte · NC

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Belmont · Belmont, NC

555 Cottage Garden Lane

Belmont, NC · 2,848 sqft

$624,980

  • 5Beds
  • 3Baths
  • 2,848SqFt
  • 2026Year

About this home

Dreaming of a life surrounded by peace and tranquility with convenient access to hwys? Look no further - Michaux Gardens in Belmont is your answer and NOW is the time! Michaux Gardens' Grand Opening - Come and see for yourself!

Wonderfully located next to Daniel Stowe Botanical Gardens, and minutes away from local shopping, Lake Wylie access, Historical Belmont and more. This spacious 2-story home offers Open Concept living with luxurious finishes. The Marshall floorplan offers a spacious and welcoming home feel with a Guest Suite on the main floor along with an upscale kitchen with KitchenAid gas appliances. With an additional covered lanai in your backyard and panoramic views, you'll feel invigorated in no time! Make this amazing home yours today! Call Sunday Lewandowski Dunn and book your appointment today!

Property details

Beds
5
Baths
3
SqFt
2,848
Lot
Year built
2026
Type
Single Family
Garage
2
Style
Transitional
Heating
ENERGY STAR Qualified Equipment, Natural Gas
Cooling
Ceiling Fan(s), ENERGY STAR Qualified Equipment
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$222 / qtr

Features

  • Kitchen Island
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,569/ month

Principal & interest
$3,870
Property tax (~0.85%)
$442
Homeowners insurance
$182
HOA dues
$74

Down payment

$31,249 down · $593,731 financed

Income to qualify (28% rule)

~$195,842 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.