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John KurtzCharlotte · NC

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Belmont · Belmont, NC

764 River Park Road

Belmont, NC · 1,969 sqft

$359,900

  • 4Beds
  • 2.5Baths
  • 1,969SqFt
  • 2019Year
  • 29Days on market

About this home

Beautifully maintained townhome priced below tax value in the highly sought-after Waters Edge community, backing to Lake Wylie. Filled with natural light, this home offers a warm, inviting atmosphere from the moment you arrive.

The main level features a versatile bedroom or home office and an open-concept design that seamlessly connects the great room, dining area, and kitchen—perfect for both everyday living and entertaining. The kitchen showcases granite countertops, a classic subway tile backsplash, and flows effortlessly into the main living spaces. Luxury vinyl plank flooring and elegant transitional archways add style and continuity throughout. Step outside to a privately fenced patio, ideal for relaxing or hosting, complete with an electric SunSetter awning.

Upstairs, the spacious primary suite includes dual vanities, a custom tile shower with a built-in bench, and a walk-in closet with direct access to the laundry room, which features a utility sink. A generous landing leads to two additional bedrooms and a full bath.

Ideally located less than 10 minutes from downtown Belmont and approximately 7 miles from Charlotte Douglas International Airport, this home offers both convenience and connectivity.

Enjoy low-maintenance living with water service and front lawn care included through the HOA, along with access to a community pool, walking trails, and additional amenities. With numerous upgrades throughout, this home is truly move-in ready and a must-see.

Property details

Beds
4
Baths
2.5
SqFt
1,969
Lot
Year built
2019
Type
Townhome
Days on market
29
Garage
1
Heating
Heat Pump, Zoned
Cooling
Ceiling Fan(s), Central Air, Heat Pump, Zoned
Foundation
Slab
Flooring
Tile, Vinyl
HOA dues
$298 / mo

Features

  • Attic Stairs Pulldown
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Lawn Maintenance
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,886/ month

Principal & interest
$2,228
Property tax (~0.85%)
$254
Homeowners insurance
$104
HOA dues
$298

Down payment

$17,995 down · $341,905 financed

Income to qualify (28% rule)

~$123,722 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.