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John KurtzCharlotte · NC

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Belmont · Belmont, NC

769 River Park Road

Belmont, NC · 1,998 sqft

$424,900

Reduced from $429,900

  • 4Beds
  • 3Baths
  • 1,998SqFt
  • 2020Year
  • 142Days on market

About this home

BACK ON MARKET – DEEDED BOAT SLIP + OWNER FINANCING AVAILABLE

Beautiful townhome with a deeded boat slip in the highly sought-after Waters Edge community—offering a rare opportunity to enjoy Lake Wylie living with direct water access.

This move-in-ready, open-concept home is ideally located just minutes from I-85, Belmont, and everything the Lake Wylie area has to offer. With owner financing available, this property stands out as a unique opportunity for buyers seeking flexibility.

Inside, the home features wood flooring throughout the main level, updated designer lighting, and a spacious layout designed for both everyday living and entertaining. The gourmet kitchen includes 42” shaker cabinets, granite countertops, subway tile backsplash, stainless steel appliances (refrigerator included), and a large island with seating.

The main level offers a flexible bedroom or office space with a full bath, while upstairs features a spacious primary suite with tray ceilings, dual vanities with quartz countertops, and a large walk-in closet. Two additional bedrooms, a full bath, and a convenient laundry room (washer and dryer included) complete the upper level.

Enjoy outdoor living with a fully fenced backyard and custom retaining wall, perfect for relaxing or entertaining.

The HOA covers water and lawn maintenance, offering true low-maintenance living with no water bill.

The highlight: a deeded boat slip on Lake Wylie, providing convenient access to both North and South Carolina waters—an amenity not found with every unit in the community.

Waters Edge is conveniently located near restaurants, shopping, the new hospital, the Whitewater Center, Crowders Mountain, and more.

Back on market and ready for its next owner—schedule your showing today.

Property details

Beds
4
Baths
3
SqFt
1,998
Lot
Year built
2020
Type
Townhome
Days on market
142
Garage
1
Heating
Heat Pump, Zoned
Cooling
Central Air, Heat Pump, Zoned
Foundation
Slab
Flooring
Carpet, Tile, Wood
HOA dues
$361 / mo

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Entrance Foyer
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,417/ month

Principal & interest
$2,631
Property tax (~0.85%)
$300
Homeowners insurance
$123
HOA dues
$361

Down payment

$21,245 down · $403,655 financed

Income to qualify (28% rule)

~$146,461 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.