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John KurtzCharlotte · NC

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Belmont · Belmont, NC

805 Edgewater Drive

Belmont, NC · 1,722 sqft

$429,000

Reduced from $459,000

  • 3Beds
  • 2.5Baths
  • 1,722SqFt
  • 1999Year
  • 78Days on market

About this home

Welcome Home to Paradise Point in Belmont!

This charming Cape Cod–style home offers 3 bedrooms and 2.5 baths with beautiful views of Lake Wylie in the highly desirable Paradise Point community.

Relax on the covered front porch that spans the width of the home, perfect for enjoying the peaceful scenery. Inside, the spacious main floor features an open living room and large kitchen with a center island, ideal for gathering with family and friends before heading out to enjoy a day on the lake. The primary bedroom is conveniently located on the main level, while upstairs you’ll find two additional bedrooms and a versatile loft space along with ample closet space.

This home has been extensively updated, including fresh interior paint, freshly painted trim, painted kitchen cabinets, and renewed kitchen countertops in 2026. Additional improvements include ceramic flooring on the main level (2024), LVP flooring on the stairs and upper level (2024), and updated appliances (2024).

Major system upgrades provide peace of mind with a new well pump (2025), whole-home water filtration system (2025), retaining wall and drainage improvements (2024), AC replaced (2023), water heater replaced (2024), and roof and heating system replaced in 2018.

The detached outbuilding includes a bedroom and bathroom (unpermitted), providing a versatile space ideal for guests, a studio, or additional living space.

This home offers comfort, updates, and a fantastic location near Lake Wylie. Schedule your showing today!

Property details

Beds
3
Baths
2.5
SqFt
1,722
Lot
Year built
1999
Type
Single Family
Days on market
78
Garage
2
Style
Cape Cod
Heating
Electric, Heat Pump
Cooling
Electric
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,085/ month

Principal & interest
$2,656
Property tax (~0.85%)
$303
Homeowners insurance
$125
HOA dues

Down payment

$21,450 down · $407,550 financed

Income to qualify (28% rule)

~$132,254 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.