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John KurtzCharlotte · NC

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Belmont · Belmont, NC

824 Ardent Trail

Belmont, NC · 3,186 sqft

$514,000

Reduced from $529,000

  • 4Beds
  • 2.5Baths
  • 3,186SqFt
  • 2015Year
  • 27Days on market

About this home

Welcome to 824 Ardent Trail Drive in Belmont’s highly sought-after Morgans Branch community, where space, functionality, and location come together to create one of the best overall value opportunities currently available in the neighborhood. Offering over 3,100 square feet, 4 bedrooms, and 2.5 bathrooms, this well-maintained home gives you the flexibility and living space today’s buyers are looking for without sacrificing comfort or convenience. From the moment you walk inside, you’re greeted by expansive living areas, abundant natural light, oversized bedrooms, and a highly functional floor plan designed for both everyday living and entertaining. The kitchen is built to be the heart of the home, featuring extensive cabinet storage, ample countertop space, and a large extended island perfect for hosting gatherings, meal prep, casual dining, homework space, or simply bringing everyone together. Upstairs, all four bedrooms offer generous space, including a spacious primary suite designed to feel like a comfortable retreat at the end of the day. The year-round sunroom adds valuable additional living space filled with natural light and can easily function as a sitting area, home office, workout room, playroom, or secondary entertaining space depending on your needs. Outside, the fenced backyard offers plenty of room to relax, entertain, grill out, garden, or enjoy outdoor living year-round. Morgans Branch continues to stand out as one of Belmont’s most desirable communities thanks to amenities that are becoming increasingly difficult to find, including boat and RV storage, outdoor pool, playground, dog park, and walking areas throughout the neighborhood. Living here also places you just minutes from downtown Belmont and Belmont Town Center, known for their popular restaurants, breweries, coffee shops, boutiques, parks, and community events. You’re also conveniently located near South Point Beach Park, Lake Wylie boat access, Seven Oaks Preserve Trail, Daniel Stowe Conservancy, Charlotte Douglas International Airport, I-85, and Uptown Charlotte, making it easy to enjoy both outdoor recreation and everyday convenience. Belmont continues to see strong growth and demand thanks to its unique combination of small-town charm, accessibility, lifestyle, and proximity to Charlotte’s expanding business and employment corridors. Opportunities to own a home with this much space, flexibility, community amenities, and overall value in Belmont are becoming harder to find.

Property details

Beds
4
Baths
2.5
SqFt
3,186
Lot
Year built
2015
Type
Single Family
Days on market
27
Garage
2
Style
Arts and Crafts
Heating
Central, Electric, Forced Air, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Electric, Zoned
Foundation
Slab
Flooring
Carpet, Hardwood, Tile
HOA dues
$213 / qtr

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,768/ month

Principal & interest
$3,183
Property tax (~0.85%)
$364
Homeowners insurance
$149
HOA dues
$71

Down payment

$25,700 down · $488,300 financed

Income to qualify (28% rule)

~$161,500 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.